THESE MATERIALS ARE NOT AN OFFER FOR THE SALE OF SECURITIES. THE INFORMATION CONTAINED IN THIS WEBSITE IS NOT FOR PUBLICATION OR DISTRIBUTION, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES OF AMERICA, AUSTRALIA, CANADA, JAPAN OR ANY OTHER JURISTICTION WHERE TO DO SO WOULD BE UNLAWFUL.

THIS WEBSITE DOES NOT CONTAIN, CONSTITUTE OR FORM PART OF ANY OFFER OR INVITATION TO SELL OR ISSUE OR ANY SOLICITATION OF ANY OFFER TO PURCHASE OR SUBSCRIBE FOR ANY SECURITIES IN ANY JURISDICTION, NOR SHALL IT (OR ANY PART OF IT) OR THE FACT OF ITS DISTRIBUTION FORM THE BASIS OF, OR BE RELIED UPON IN CONNECTION WITH, OR ACT AS ANY INDUCEMENT TO ENTER INTO, ANY CONTRACT, COMMITMENT OR INVESTMENT DECISION.

THE MATERIALS CONTAINED IN THIS WEBSITE SPEAK AS AT THE DATE OF THEIR PREPARATION AND ACCORDINGLY MAY NOT BE ACCURATE AS AT THE DATE YOU VIEW THEM. HOGG ROBINSON GROUP PLC, ITS SUBSIDARIES AND THEIR RESPECTIVE DIRECTORS AND EMPLOYEES ACCEPT NO OBLIGATION TO ENSURE THAT SUCH MATERIALS ARE UP TO DATE.

THE SECURITIES REFERRED TO IN THIS WEBSITE HAVE NOT BEEN AND WILL NOT BE REGISTERED UNDER THE U.S. SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), AND MAY NOT BE OFFERED OR SOLD IN THE UNITED STATES ABSENT REGISTRATION UNDER THAT ACT OR AN AVAILABLE EXEMPTION FROM IT. ANY PUBLIC OFFERING OF SECURITIES TO BE MADE BY THE COMPANY IN THE UNITED STATES WOULD BE MADE BY MEANS OF AN OFFERING CIRCULAR THAT WOULD BE OBTAINABLE FROM THE ISSUER AND WOULD CONTAIN DETAILED INFORMATION ABOUT THE COMPANY AND ITS MANAGEMENT, AS WELL AS FINANCIAL STATEMENTS. THE COMPANY DOES NOT PRESENTLY INTEND TO OFFER PUBLICLY ANY SECURITIES IN THE UNITED STATES OR TO U.S. PERSONS OR REGISTER ANY SECURITIES UNDER THE SECURITIES ACT.